MSME stands for Micro, Small, and Medium Enterprises. MSMEs are businesses that fall under a certain size threshold, as defined by the government of India. The size threshold varies depending on the type of business, but generally, MSMEs are businesses with a turnover of up to Rs. 250 crore and investment in plant and machinery up to Rs. 50 crore.
MSMEs play a critical role in the Indian economy, as they account for a significant portion of employment and GDP. The government of India has implemented various policies and programs to support the growth of MSMEs, including financial assistance, credit guarantee schemes, and technology upgradation programs.
MSMEs are classified into two categories: manufacturing and service. Within each category, there are three sub-categories based on the size of the business: micro, small, and medium. The classification is based on the investment in plant and machinery or equipment for service enterprises. MSMEs face various challenges, including access to finance, technology upgradation, marketing, and competition from larger businesses.
The government of India has taken various steps to address these challenges, including the implementation of the Credit Guarantee Fund Scheme for MSMEs and the establishment of technology centers and business incubators to support the growth of MSMEs.
SUMMARY IN ENGLISH
MSME stands for Micro, Small, and Medium Enterprises, which are businesses that fall under a certain size threshold defined by the government of India. They account for a significant portion of employment and GDP and are classified into two categories: manufacturing and service. MSMEs face various challenges, such as access to finance, technology upgradation, marketing, and competition from larger businesses. The government has taken steps to address these challenges, such as the implementation of the Credit Guarantee Fund Scheme and the establishment of technology centers and business incubators.
Hinglish
MSME, yaani Micro, Small, aur Medium Enterprises, Bharat sarkar dvara nirdharit ek nishchit aakar se chhote vyavasay hai. Vyavasay ke prakar ke aadhar par aakar ki seema alag-alag hoti hai, lekin am taur par MSME vyavasay ki lagat 250 crore tak aur upkaranon mein nivesh 50 crore tak hota hai.
MSME Bharatiya arthvyavastha mein mahatvapurna bhumika nibhate hain, kyonki ve rozgar aur GDP ka mahatvapoorn hissa hai. Bharat sarkar ne MSME ki vriddhi ko samarthan dene ke liye vibhinn nitiyan aur yojanayein lagu ki hain, jinmein arthik sahayata, kredit guarantee yojanayein, aur takniki sudhar yojanayein shamil hain.
MSME ko do vargon mein vibhajit kiya jata hai: utpadan aur seva. Har varg ke andar, vyavasay ki aakar ke aadhar par teen up-varg hote hain: laghu, chhota aur madhyam. Seva pradāyak udyam ke liye yah vibhajit kī jātī hai, yahan par vittīya sahayat, taknikī sudhārne ke program aur vāpār praparāyon ko adhikār karne ke liye pratishthān hote hain. MSME ko vibhin prashno ka samna karna parta hai, jaise vittīya suvidha, takniki sudhārne, vyapārakaran aur bade vyavasayon se takarār.
Bharat sarkar ne in sāre samasyāon ko samādhan karne ke liye vibhinn kadam uthāye hain, jinmein MSME ke liye Kredit Garanti Kosh Yojana aur takniki kendron aur vyavasayik aavasiyakon ki sthapana shamil hain, jo MSME ki vriddhi ko samarthan karte hain.
